EMV Credit/Debit Cards

As you are probably already aware, Oct 1, 2015 was a deadline set by the credit card industry for retail merchants to deploy EMV-capable card readers, also known as chip-and-PIN or chip-and-signature. Our Equinox L5200 devices are not yet EMV-capable, but we do expect them to be and we are not alone in missing the deadline. According to CreditCards.com, only 40% of all retail locations will be EMV-compliant by the end of 2015, and only 25% of all debit cards will even be issued as EMV chip cards by the end of the year.

We are working with Mercury Payment Systems, our credit card processor, and ECRS/Catapult, our point-of-sale (POS) software vendor, to achieve compliance as rapidly as possible. We expect to have EMV capability within the next few months.

We have also been working with Mercury and ECRS to implement End-to-End (E2E) encryption, also known as Point-to-Point encryption (P2Pe). This technology guarantees that cardholder data is protected from the time the card is swiped at the terminal to the time it arrives at the processor.

In the meantime, you can be reassured that that your cardholder data is no less secure now that it was before October 1, and that we are doing everything we can to prevent a data breach and protect your information to the best of our ability.

Please feel free to contact me if you have any additional questions,

Zafra Whitcomb, Finance and Information Systems Manager

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